Timing of a foreign transfer – when will the foreign transfer reach the recipient?

Transfer times depend on:

• Order dates – banks only carry out transfers on business days
• Order hours – orders places earlier will reach the recipient one day faster (see table below)
• Country of recipient bank
• Currencies
• Transfer type

What can increase the transfer time?

• Christmas in the destination country
• Weekend and public holidays

Transfer times by currency and time of order

Transfers to non-IBAN countries – Australia, China (including Hong Kong and Macau), Japan, Canada, South Korea, New Zealand, Singapore, Taiwan – are subject to additional verification and may take longer to complete